Last Updated: August 20, 2018
The Thor Referral Program (“Referral Program”) is offered by Thor Technologies, Inc. (“Thor”) and provides Users who are interested in referring their family and friends (“Referrers”) the opportunity to refer eligible individuals to complete the Thor Questionnaire (each a “Prospect”)and join the Thor Platform as potential purchasers of a Thor-branded health plan (“ThorCare”) or actual purchasers of a Thor branded health plan (each an “Insured Member”). These Program Rules apply to Referrers, Prospects and Insured Members, so please read carefully to understand your respective rights and obligations.
To be eligible to participate in the Referral Program as a Referrer, you must (a) be a legal resident of your country; (b) be the age of majority in your territory of residence; and (c) be a User in good standing. However, if you violate the Referral Program Rules or any applicable Terms of Service, Thor may suspend or terminate your ability to participate in the Referral Program under any or all of your accounts. For example, if you are a User of the Thor Platform and you engage in prohibited referral activity under your User account, Thor may terminate your ability to participate in the Referral Program under your Thor User account.
Under the Referral Program, Thor may provide you with a unique URL (“Thor Code”) to distribute to eligible individuals to become new Prospects and/or Insured Members. Thor owns all rights in and to any Thor Code provided to you. You acknowledge and agree that: (a) Thor may limit the number of Thor Codes you may create or are made available to you, (b) you have no ownership rights in any form over the Thor Codes, and (c) Thor may reclaim, deactivate, invalidate, or terminate your Thor Code at any time at its discretion.
How to Refer Prospects and Insured Members
You may refer eligible individuals to become Prospects to the Thor Platform. In order to be eligible for a Referral Reward (defined below) for a Prospect, the person must (i) have never previously created a Thor account; (ii) be at least the age of majority in your territory of residence, (iii) complete the ThorCare questionnaire, and (iii) satisfy the applicable Reward Criteria, as discussed below. If these conditions are met, the person shall be considered your “Referred Prospect.”
b. Insured Members.
You may refer eligible individuals to become Insured Members on the Thor Platform. In order to receive a Referral Reward for a new Insured Members, the person must (i) have never previously been a Insured Members; (ii) complete the ThorCare questionnaire and/or meet all eligibility requirements, be approved and subsequently purchase a qualifying ThorCare plan, and (iii) satisfy the applicable Reward Criteria. Eligibility and approval is determined at the sole discretion of Thor and its service partners and is not guaranteed. The duration of the review process may vary. If these conditions are met, the person shall be considered your “Referred Insured Member.”
c. Referral Invitations.
You may invite eligible individuals to become Prospects or Insured Member by distributing your Thor Code directly and instructing them to follow the URL. A Prospect or Insured Member will not be able to apply your Thor Code if they’ve already applied another User’s Thor Code or a different promotion code. If a Prospect or Insured Member does not follow the URL in your Thor Code you will not receive attribution for the referral and they will not be considered your Referred Prospect or Referred Insured Member.
d. Referral Invitations through the Thor Platform.
You are eligible to earn a referral incentive (“Referral Reward”) for each Referred Insured Member and Referred Prospect that you refer to the Thor Platform (subject to certain maximum limits and the other terms in these Referral Program Rules) and who complete the Thor questionnaire. All Referral Rewards will be paid in the form of Amazon Gift Cards. As discussed above, in order to qualify as your Referred Prospect or Referred Insured Member, the individual must satisfy the applicable Reward Criteria. The Reward Criteria are set by Thor in its sole discretion and are subject to change at any time. The Reward Criteria may vary by market or within a particular market. Thor, at its sole discretion, may make available certain promotions with different Reward Criteria or Referral Rewards to other Users or prospective Users. These promotions shall have no bearing whatsoever on your Agreement or relationship with Thor. Referral Rewards will be paid to eligbile Users within sixty (60) days following the end for the Referral Program.
b. Referral Rewards for Referred Prospects.
The maximum amount of Referral Rewards that Thor will pay to a User for Referred Prospects is $2,500 per month (in the form of Amazon Gift Cards). A leaderboard will track the amount of Referred Prospects provided by each User during a given month. At the end of the month, the top 10 Users, ranked in order of total Referred Prospects, will divide up that month’s total pool as follows
The total Referral prize pool for Referred Prospects will start at $500 each month, but may increase to $1,000 if a total of 500 Referred Prospects are referred during that month, and will increase by another $1,000 every time we get another 500 Referred Prospects during a given month. The total Referral prize pools for Referred Prospects will be capped at $5,000 each month, for a total cap of $20,000 for the four-month program ending on December 31, 2018. Each User may view the leaderboard by logging into their unique dashboard via the Thor Platform.
You may not create multiple Thor accounts to circumvent the Referral Reward maximum, and Thor may withhold or deny any amounts above the maximum Referral Reward. Thor reserves the right to change this maximum amount, and it is your responsibility to review the Referral Program Rules for the current maximum limits.
c. Earning Rewards for Referred Insured Members.
When you refer a Prospect to the Thor Platform and he/she becomes a Referred Insured Member you may be eligible for a Referral Reward if the Referred Insured Members is approved and satisfies the Reward Criteria. Each User who refers a Prospect that is approved and subsequently purchases a qualified ThorCare plan will earn $50 for the User whose referral url directed the Referred Prospect to Thor by using the Thor Code.
For example, if a User refers 1,000 Prospects during the Referral Program and 200 of those Referred Prospects are approved and subsequently purchase a qualified ThorCare plan, that User will receive $10,000 in addition to any Referred Prospect rewards.
The applicable Reward Criteria may vary by time and by market. Thor will confirm the applicable Reward Criteria for the Referred Insured Member (if any) upon their approval and purchase of their ThorCare plan. As a standing rule, the Insured Member applicants must complete their ThorCare application and become approved for a ThorCare plan within 30 days of starting the application in order for a User to be eligible to complete the Reward Criteria.
d. Maximum Rewards for Referred Insured Members.
Thor reserves the right to set a maximum amount of Referral Rewards you can earn per week (or any other time increment) for referring new Thor Insured Members to the Thor Platform. It is your responsibility to review the Referral Program Rules for the current maximum limits.
f. Resolving Disputes over Referrals.
Only one person can earn a Referral Reward for a single Referred Prospect or Referred Insured Members. In the event that multiple persons claim credit for a particular referral, Thor has full discretion to determine which person earned such referral according to Thor’s systems.
e. Reservation of Rights.
Thor reserves the right to withhold or deduct Referral Rewards obtained through the Referral Program in the event that Thor determines or believes that the receipt of the Referral Reward was in error, fraudulent, illegal, or in violation of these Referral Program Rules or any other applicable agreement between you and Thor.
In connection with your participation in the Referral Program, you expressly agree to the restrictions listed below. When distributing, promoting, or communicating your Referral Code(s) you agree that:
No spamming. You agree that you will not “spam” anyone with invitations to join the Thor community, and that you at all times will remain compliant with CAN-SPAM, the TCPA, and other applicable laws. The following specific activities are prohibited:
No Misrepresentations. You agree that you will not attempt to mislead anyone in connection with the Referral Program, either by affirmative representation, implication, or omission. In particular, you agree that you will not:
Prohibited content. You agree that you will not use the Thor brand in connection with:
Other restrictions. You also agree that you will not:
If you violate any of these restrictions Thor may, in its discretion, remove your eligibility to participate in the Referral Program, and/or deny you any Referral Rewards earned in violation or suspected violation of these restrictions.
The following terms shall also apply to your participation in the Referral Program.
Definitions and Footnotes:
Persons on the Thor Platform (each a “User”) shall create a User account that enables access to the Thor Platform. Each person may only create one User account, and Thor reserves the right to shut down any additional accounts. Each User is subject to the Thor Terms and Conditions.
The "Thor Questionnaire" is a multi-question anonymous survey intended to collect non-personal health information. Thor does not purposefully collect or store “protected health information” (“PHI”), as defined in HIPAA (45 C.F.R. § 160.103); and sending, submitting, posting, or otherwise providing to Thor, or uploading, storing, or otherwise transferring to Thor Technologies, Inc., any PHI (or other personally identifying information for any individuals from which the PHI is derived), including “individually identifiable information,” as defined in HIPAA, and “personal data,” as defined in the EU Privacy Directive, is strictly prohibited, and we disclaim all responsibility or liability with respect to any such information.
The "Thor Platform" (www.gothor.com) provides a hosted wallet and marketplace where persons may seek access to certain goods and services.
"ThorCare" is a prospective Thor-branded health care plan. ThorCare has not yet been established and will be formed pursuant to all applicable laws and regulations.
Amazon.com is not a sponsor of this Referral Rewards Program. Except as required by law, Amazon.com Gift Cards ("GCs") cannot be transferred for value or redeemed for cash. GCs may be used only for purchases of eligible goods on Amazon.com or certain of its affiliated websites. For complete terms and conditions, see www.amazon.com/gc-legal. GCs are issued by ACI Gift Cards, Inc., a Washington corporation. All Amazon ®, TM & © are IP of Amazon.com, Inc. or its affiliates. No expiration date or service fees.
Users will receive an Amazon gift card for their local Amazon website (e.g. UK residents will receive a gift card for Amazon.co.uk) if they reside in the following countries: United States of America, Canada, China, France, Germany, Italy, Japan, Spain, and UK. Users who reside in any other country will receive a Global Virtual Visa® Reward for an equivalent amount. A Global Virtual Visa® Reward is a prepaid account that can be used everywhere Visa debit cards are accepted online, by phone or mail.